What factors drive consumer engagement in private and workplace pensions? To what extent does engagement lead to positive outcomes or desired behavioural responses?

Background

This encompasses priorities around:
- reducing the percentage of pensioners in absolute low income after housing costs
- Increasing the total number of people automatically enrolled in workplace pensions and building retirement savings
- continuing to explore how to make it easier for self-employed people to save for retirement

Next steps

Send correspondence and further questions to evidence.strategyteam@dwp.gov.uk.

Source

This question was published as part of the set of ARIs in this document:

DWP Areas of Research Interest 2023 GOV UK

Related UKRI funded projects


  • Dynamics in private pension saving across the income distribution

    How much people save for their retirement is extremely important. It matters not only for individuals' wellbeing but also for society in general because those with insufficient private savings are more reliant on governm...

    Funded by: ESRC

    Lead research organisation: Institute for Fiscal Studies

    Why might this be relevant?

    The project provides insights into factors driving consumer engagement in private and workplace pensions and the extent to which engagement leads to positive outcomes or desired behavioral responses.

  • The adequacy and optimality of retirement provision: household behaviour and the design of pensions

    The UK is currently in the midst of sweeping changes to both state pension provision and private pension arrangements. Recent policy reforms include the introduction of the 'new state pension' from April 2016, further in...

    Funded by: ESRC

    Lead research organisation: Institute for Fiscal Studies

    Why might this be relevant?

    The project addresses the question partially by studying the implications of recent policy reforms for household behavior and well-being, but does not specifically focus on factors driving consumer engagement in pensions.